How long does it take to buy an apartment or house in Lithuania? From the first viewing to getting the keys
2026-01-29Purchasing real estate is a process where emotion meets strict legal precision. Buyers often wonder: when will it be possible to celebrate the housewarming? The duration depends not only on financing, but also on the legal status of the property and the marital status of the sellers.
1. Fastest scenario: Outright purchase (3–5 business days)
If you found your dream home and have the full amount in your account, the process is extremely fast.
- What's happening The notary orders certificates from the Center of Registers (this takes 1-2 business days), verifies the documents, and prepares the purchase and sale agreement.
- Important detail: If the asset has no restrictions, the transaction can be completed in less than a week.
2. Standard Scenario: Purchase with a bank loan (1–2 months)
Most transactions in Vilnius are carried out with the help of bank financing, which adds several mandatory stages:
- Property valuation (2–5 working days): The translator prepares a report. Tip: An aesthetically prepared home with tasteful accents not only pleases the eye but also helps the appraiser justify the market price more easily.
- Bank decision (1-3 weeks): Each bank has its own internal procedures for assessing a client's income.
- Loan Agreement and Notary (1-2 weeks): After receiving the bank's guarantee letter, a notary appointment is booked.
3. When does a process become prolonged? (Legal nuances)
As a broker, my job is to anticipate potential obstacles even before a preliminary agreement is signed. Here's what can prolong the process:
- Family property and minor children: Important change – court permission is no longer required. Now all matters related to the sale of family property when there are minor children in the family are decided you will notice. He assesses whether the sale of the property will violate the child's interests. Although this speeds up the process, the notary may request additional proof of where the child will live after the transaction.
- Priority of co-ownership: If a part of a property is sold, other co-owners have the preemptive right to purchase it. If they refuse to go to a notary and sign a waiver, an official notarial notice is sent to them. In that case You must wait at least 1 month, the statutory period for a response will expire.
- Document management: If the house is not commissioned 100% % or the cadastral measurements are not updated in the Register Centre, the process stops until the seller arranges the documentation.
Do you need help buying an apartment or house in Vilnius?
I will help you buy a home safely and without headaches. Choose what kind of help you need:
- NT consultation on purchasing a home – if you are choosing housing yourself, but want professional advice on the reasonableness of the market price or risk assessment. The consultation fee is 50 euros. The consultation takes place remotely.
- Comprehensive housing purchase analysis – if you have chosen the property yourself but want me to check if the price is too high and if all the documents are in order and to organize the purchase process from start to finish. The service price is 300 euros.
Let's keep in touch,
Sandra Jakule, NT broker in Vilnius
Phone number: +370 65531429 (You can also write via WhatsApp, Viber, or Telegram)